Karjabhan (Gruhakarj aani Etar Karje)

Name: Karjabhan (Gruhakarj aani Etar Karje)
Brand: Sakalpublication
SKU: BK00514
Price: 185.00 INR
Availability: InStock

Author(s): Vinayak Kulkarni

Banking & Finance Marathi

कर्जाचा बागुलबुवा वाटण्याचे दिवस आता संपले आहेत. आपल्या जीवनशैलीमध्ये सुधारणा करण्यासाठी किंवा नवीन जीवनशैली स्वीकारण्यासाठी आवश्यक त्या सुधारणा करण्याच्या उद्देशाने कर्ज घेणे ही आता सवयीची गोष्ट होऊ पाहते आहे

कर्ज घेताना कोणती पूर्वतयारी करणे आवश्यक आहे, कर्जासाठी बँकांचे निकष नेमके काय असतात, कर्जे दीर्घमुदतीची की अल्पमुदतीची घ्यावीत, गृहकर्ज, वाहन कर्ज, यांसह इतरही अनेकविध कर्जप्रकारांची विस्तृत माहिती आणि ही कर्जे घेताना योग्य भान कसे राखले पाहिजे, याविषयी मार्गदर्शन

बँका किती गोष्टींसाठी कर्ज देऊ शकतात, याची तपशीलवार माहिती. कर्जाचे हप्ते कसे फेडावेत, ते निर्धारित मुदतीच्या आत फेडल्यास कोणते फायदे होतात, याबद्दलही विवेचन

शासनातर्फे जाहीर कर्जविषयक योजनांची माहिती आणि त्यांचे महत्त्व, याविषयी तपशीलवार वर्णन

घेतलेले कर्ज वेळेवर फेडल्यास आपले पतमानांकन कसे सुधारते, याबद्दलची माहिती विश्वासार्ह गृहवित्त संस्था व त्यांच्या संदर्भ क्रमांकांसह

वाचकांची कर्जविषयक मानसिकता घडवणारे उपयुक्त पुस्तक : कर्जभान (गृहकर्ज आणि इतर कर्जे)

The days of fearing loans like a burden or a “bogeyman” are now over. Taking loans has gradually become a common practice to improve one’s lifestyle or to adopt a new way of living.
This book provides guidance on the necessary preparations before taking a loan, the exact criteria banks use for lending, and whether one should opt for long-term or short-term loans. It also offers detailed information on various types of loans such as home loans, vehicle loans, and others, along with advice on maintaining proper financial awareness while borrowing.
It includes detailed information about the many purposes for which banks can provide loans. It also explains how to repay loan installments effectively and the benefits of repaying them within the निर्धारित (stipulated) time frame.
The book gives a thorough overview of government-announced loan schemes and highlights their importance.
It also explains how timely repayment of loans improves your credit score, along with references to reliable housing finance institutions.
Overall, this is a useful book that helps shape readers’ mindset toward loans and financial responsibility:
“Karjabhan (Home Loans and Other Loans)”

Book Format

₹185.00

Published on 2020 | 96 Pages

Available on other Platform as well

AMAZON

The days of fearing loans like a burden or a “bogeyman” are now over. Taking loans has gradually become a common practice to improve one’s lifestyle or to adopt a new way of living.

This book provides guidance on the necessary preparations before taking a loan, the exact criteria banks use for lending, and whether one should opt for long-term or short-term loans. It also offers detailed information on various types of loans such as home loans, vehicle loans, and others, along with advice on maintaining proper financial awareness while borrowing.

It includes detailed information about the many purposes for which banks can provide loans. It also explains how to repay loan installments effectively and the benefits of repaying them within the निर्धारित (stipulated) time frame.

The book gives a thorough overview of government-announced loan schemes and highlights their importance.

It also explains how timely repayment of loans improves your credit score, along with references to reliable housing finance institutions.

Overall, this is a useful book that helps shape readers’ mindset toward loans and financial responsibility:
“Karjabhan (Home Loans and Other Loans)”

Vinayak Kulkarni

लेखक परिचय

विनायक कुळकर्णी

३०२, अॅव्हॉन गॅलेक्सी, हॉटेल सुस्वागतजवळ, दत्तपाडा रोड, बोरिवली (पूर्व), मुंबई-४०० ०६६

· रसायनशास्त्रात पदवी आणि 'फायनान्शियल अॅडव्हायझिंग' विषयातील पदव्युत्तर पदविका

· गुंतवणूक समुपदेशक आणि आर्थिक व्यवस्थापन मार्गदर्शक

· विविध दैनिके आणि साप्ताहिकांतून अर्थभान जागविणारे व गुंतवणुकीवर मार्गदर्शन करणारे सुमारे २६००हून अधिक लेख व लेखमाला प्रकाशित

· एकूण २९ पुस्तके प्रकाशित. त्यांपैकी आर्थिक विषयावरील १८ पुस्तके. बालकथा, बालनाट्ये, एकांकिका संग्रह आणि नाटके असे विपुल लेखन

· आकाशवाणी, मुंबई केंद्रात गंमतजंमत, बालदरबार, युवावाणी, अर्थवाणी, कामगार सभा या कार्यक्रमांसाठी एकूण १६० हून अधिक श्रुतिकांचे लेखन व सादरीकरण. मॉस्को रेडिओवर दोन बालनाट्ये सादर

· विविध वाहिन्यांवरील अर्थविषयक कार्यक्रमांत सहभाग

· 'आर्थिक साक्षरता' या विषयावर महाराष्ट्रभर व्याख्याने. टाटा स्टील, ओबेरॉय हॉटेल, फिलिप्स इंडिया यांसारख्या अनेक प्रख्यात उद्योगसंस्था, टाटा कॅन्सर रुग्णालय, भारतीय नौदल, बीएआरसी येथील तसेच इतर अनेक संस्थांतील कर्मचाऱ्यांसाठी आर्थिक समुपदेशन

· मुंबई मराठी पत्रकार संघ, सारस्वत चैतन्य ट्रस्ट, लायन्स क्लब, मराठी

· मुंबई मराठी पत्रकार संघ, सारस्वत चैतन्य ट्रस्ट, लायन्स क्लब, मराठी वृत्तपत्र लेखक संघ यांच्या पुरस्कारांनी आणि मुंबई नगरपाल तसेच भारत सरकारच्या वित्त मंत्रालयाकडून सन्मानपत्रांनी गौरव

· २०१८, २०१९ आणि २०२३मध्ये अनुक्रमे 'अर्थभान बँकिंग आणि विमा', 'कर्जभान', आणि 'अर्थमेळ' या तीन पुस्तकांचा 'आर्थिक विषयावरील सर्वोत्कृष्ट पुस्तके' म्हणून महाराष्ट्र साहित्य परिषदेतर्फे 'कै. सुभाष हरि देशमुख स्मृती पुरस्कार' देऊन गौरव.

Vinayak Kulkarni

302, Avon Galaxy,

Near Hotel Suswagat, Dattapada Road,

Borivali (East), Mumbai – 400066

Holds a Bachelor’s degree in Chemistry and a Postgraduate Diploma in Financial Advising.
Works as an investment counselor and financial management guide.
Has published more than 2,600 articles and article series in various daily newspapers and weekly magazines, creating awareness about financial literacy and providing guidance on investments.
Has authored 29 books in total, including 18 books on financial subjects. His writing also includes children’s stories, children’s plays, one-act play collections, and full-length plays.
For All India Radio, Mumbai, he has written and presented over 160 radio features for programs such as Gammat Jammat, Bal Darbar, Yuvavani, Arthavani, and Kamgar Sabha.
Two children’s plays were also broadcast on Moscow Radio.
Has participated in financial programs on various television channels.
Delivers lectures across Maharashtra on the topic of financial literacy.
Has provided financial counseling to employees of several renowned organizations such as Tata Steel, Oberoi Hotels, Philips India, Tata Memorial Hospital, the Indian Navy, and BARC, along with many other institutions.
Honored with awards from organizations including the Mumbai Marathi Patrakar Sangh, Saraswat Chaitanya Trust, Lions Club, and the Marathi Newspaper Writers’ Association, and also received certificates of recognition from the Mayor of Mumbai and the Ministry of Finance, Government of India.
In 2018, 2019, and 2023, his books “Arthabhan Banking ani Vima,” “Karjabhān,” and “Arthamel” respectively received the “Late Subhash Hari Deshmukh Memorial Award” from the Maharashtra Sahitya Parishad for being recognized as the best books on financial subjects.

Publisher

Sakal Prakashan

Author

Vinayak Kulkarni

Language

Marathi

ISBN

9789389834048

Binding

Paperback

Pages

Publication Year

2020

Dimensions

6.7 x 9.5

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